gerri: you're always good, bill. >> thank you. gerri: tweet us, @gerri willis at fbn.r a look at the stories you're clicking on tonight on foxbusiness.com. the s&p 500 index rising further into record territory today, strong earnings from some of the biggest u.s. companies; general electric, morgan stanley all rose after reporting higher profits than analysts expected. as did google which sent shares up past the $1,000 mark for the first time. the stock had never before surpassed $928 a share in regular trading since going public nine yearsing ago. google says actually advertising prices continue to decline, a larger number of people are clicking on ads. and commuters in san francisco are fuming mad over the second transit strike in four months. the walkout began after six months of on-again/off-again arguments. and the fox business network is now live on sirius xm radio. yea. and available to the radio network's 25 million subscribers. you can catch fbn -- this show too -- on sirius xm channel 113. welcome to all of you sirius people out there. and those are some of t

i'm gerri willis.ht on a special edition of "the willis report" live from washington d.c., nothing is changing. that is the take away from health and human services secretary testifying before the house energy and commerce committee on the obamacare website mess today. she apologized, but not rolling back on deadlines. americans still have to pay fines if they do not play along. here to weigh in, president of the american action form and republican congressman. i am going to start with you. obviously you were satisfied with what you heard. >> i thought the secretary did a good job. the right demeanor. and she did her job in that she answered the question she wanted incident did not want -- did not answer the ones that did not want. gerri: we will get on some of that. discuss testing many times. kathleen sebelius telling the congress woman told her accountable. even that was testy. listen to this. >> who is in charge, madam secretary? >> the personnel in charge as an integrator is qssi -- >> to was in c

gerri: thank you.amming note more you, this monday we're going to be doing into call-in show, two of them, in fact, 6 and 9 p.m. eastern time on monday. now, we're going to answer your questions from e-mail, twitter, facebook, and we're going to take your phone calls. you see the number right there? again, that's monday night at 6 and 9 p.m. your calls, your comments, your questions, we want to hear from you. we know this is the biggest consumer story of at least the last year, probably longer. and when we come back, kathleen sebelius hasn't lost her job, but one obamacare call center worker has. but is the reason for firing her legal? next, we answer the question how do you do that. we'll tell you the best way to negotiate whether it's at work or on a used car lot. stay with us. ♪ ♪ it's a growing trend in business: do more with less with ss energy.hp is help. soon, the world's most intelligent servers, designed by hp, will give ups over twice the performance, using forty percent less energy. multiply

. ♪ gerri: hello, everybody. i'm gerri willis.onight on "the willis report" the obamacare rollout mess, when did the president know that millions of americans would be kicked off their health insurance plan? despite his repeated assurances to the contrary. >> if you like your health care plan you will be a will to keep your health care plan. gerri: also, a preview of kathleen sibelius' congressional testimony tomorrow, the head of the committee, chairman fred upton is here. finally, and apology on the obamacare rollout. >> i want to apologize to you that these website has not worked as well as it should. gerri: will the site ever work for consumers? we're watching out for you tonight on "the willis report." ♪ gerri: our top story tonight, another obamacare lie exposed. the white house going on the defensive after it was revealed that they knew for years and l.a. is of americans could not keep their health plans. despite president obama's repeated assurances to the american public if they like their plan they could keep it. here to

. ♪ gerri: hello, everybody. i'm gerri willis.onight on "the willis report" politicians seem content. the government shut down in tears its second week. also, seven days into obamacare. new questions about if the system is working. and what is happening to our case? emergency room visits skyrocket. we are watching out for you tonight on "the willis report." ♪ gerri: our top story tonight, day number seven of the government shut down. as the country nears its 16 half trillion dollar debt ceiling and lawmakers showing more interest in finger pointing and negotiating. >> we are not going to pass a clean debt limit increase. i told the president, there is no way we will pass when the votes are not in the house. >> the republicans and the speaker saying that there are not enough votes. they should prove it. let's see what happens. we're not going to negotiate and to the threat of a prolonged shutdown until republicans get 100 percent of what they want. gerri: the anxiety on wall street is clear. markets seeing red across the board says

gerri: all right.ion for a lot of people, adjusted gross income, what does it contain. the definition is a little more3 broad than it is for the purposes of the irs. what else do you have to count as income? >> look at your adjusted gross income and you have to add back untaxed -- tax-free interest. foreign earnings and any social security benefits the you have gotten. gerri: very different. we have a phone call right now from california. you there? >> yes. how are you doing? gerri: i'm good. what is your question? >> more concern than the question. i am a self-employed individual. a lot of folks like me. 70,000 or a little above. i winced to the new obama deal, and it took me three or four days just to get through. they want to charge me over $900 a month from my wife tonight. 12,000 per year. i don't need health insurance. i'm okay. gerri: that is a lot of money. do you think a lot of people i signed it -- signing on to these exchanges in finding out that the costs are high? >> some people will find

. ♪ gerri: hello, everybody. i'm gerri willis.onight on "the willis report" technical problems with obamacare.@ you know there's trouble when even the big health insurers start to complain. also, no more overdraft fees. the banks are being generous. they just might start refusing consumers. and federal workers. is that legal? we are on the case tonight on "the willis report". gerri: it has been nearly three weeks since the obamacare exchange opened, and the backlash is growing. you know, now is not just consumers complaining that they cannot get on, london and then rolled. insurers, the private sector who presumably would benefit say that this system is not working. now, the latest problem insurance companies getting that information from the obamacare exchanges themselves. with us now united health group board member, the former medicare director under president george hastily was. the c t l of rack space and paul howard, senior fellow at the manhattan institute. what are these insurers complaining about? it seems that this shoul

gerri: pay them, keep track of them. gerri: why is it so important?> it is a real mess, not only for you, but if you die, having your heirs, to put your life back together is a real pain. you can scan them into your computer and store them remotely on the cloud. there are a dozen places where we can do this remotely. you can backup your computer remotely. keep them in a safe deposit box, your parents place. gerri: i have to tell you, i know some people who have done that. put it at mom and dads, it suffers the same problem. >> it is a backup. not the original. there is the everything binder. it has all of your papers all in one place. keep it at a safe deposit box or someplace else. you are not going to lose all of your papers. it is such a pain to put your life act together. not only for you, but the people who depend on you. in many cases people die. just out running and died. now he has to put his whole life back together. not only good for the people who depend on you as well. gerri: appreciate it. coming up, another crazy upside down dan wall str

gerri: dr.gel. >> there is a ball in the air that everyone is hinting at, i want po emphasis, the individual plan datmandate is contradictori think it was not given a pass because the whole government shut down was tied in with it now the president might kick the can down the road on it. gerri: we'll see, it an open question. a lot of people are bringing it up, will that individual mandate be delayed. tim huell's camp in congress is saying that, but we have a long way to russell in pennsylvania said, i am a 60-year-old male. my insurance will be dropped because i -- it does not meet standards, why do i need birth control, and pregnancy insurance, doug? >> you don't, that is the problem with the big sweeping program, people are mandated not just to have coverage but to have coverage they don't need, in a world where you shop for a policy that fits your needs, and your family, that differs over a lifetime, you don't end up with this, you will see overpaying by some people who don't need that cover

. ♪ gerri: hello, everybody. i'm gerri willis.onight on "the willis report", the federal shutdown hitting close to home, very close to home. folks trying to buy a house being put on hold. also, buyer beware, free college scholarships that are anything but free. more fallout from obamacare. people having to buy covers it on the are want, and it is costing them a small fortune. we're watching out for you tonight on "the willis report." gerri: seen our top story tonight, the shut down shenanigans in washington are shutting off your ability to buy a home. it stayed eight and eight hours, already is trying to get financing for larger properties are put on hold. jumbo loans are riskier for banks and the government to take on it, and that does not help the taxman. off-duty. joining me now, executive vice president. a lot on his show. i have to tell you, this is just another way that the government is screwing us up. the stock market down, and now we find that their jumbo loans cannot be processed. what is going on? >> well, they require

. ♪ gerri: hello, everybody. and gerri willis. welcome to a special edition of "the willis report".eady or not, obamacare begins today. a new health care exchanges get off to a bumpy start with widespread problems across the country. >> five times more users than had ever been on medicare at one time. gerri: a tough time getting information, getting help, and getting on line despite all of the assurances from the government. >> people cannot line for the first time, like it plans. gerri: and questions remain, even if the law takes full effect, who gets the billions of dollars in free money subsidies? we are watching a few tonight on this special edition of "the willis report", a user's guide to obamacare. ♪ >> live from washington d.c., here's gerri willis. ♪ gerri: welcome to washington. today the federal government launches a chilean dollar and tennant spending program called obamacare in a daring in the middle of a new budget crisis. the shutdown of the federal government. only in our nation's capital with such an unworkable contradiction become a reality. i am sure your effort a

gerri: i agree.u and your company but a lot of people with individual policies they were cheap and effective that cover everything with the essential health benefits required by obamacare that by the way include counseling. with the bare bones plan you would not expected but now it is required. now they are told your policy is rescinded we are done with you. >> or with the bells and whistles there is nothing but wrong with preventive care or providing of pre-existing condition but it does not, for free. so we give you the extra benefits our wonderful but if the premiums go up to 40 percent and you cannot afford them what do you do? >> he keeps saying it is not for free it will be in surtaxes. >> her realistically all the taxes meant to help reimburse. what about the medical device tax? 2.3% where will that extra cost go? you a and b. flexible spending accounts and they help pay for the cost now it is capped at to the reverend dollars -- to thousand $500. >> investment in, if you make over 200,000 a s

gerri: doug.eigh in on cgi not from here. >> this was noted moment that contract came out, not only were they not a u.s. corporation, they did not have an unblemished of success, this is among many ofs ironies of this administration, this is supposed to be the tech-savvy administration. there are a lot of mysteries. gerri: and doug, you heard that fixes that were going on this weekend, surge irony irony, to jerey in waco, texas. texas. gerri: i think we lost her. she has this question, with dr. siegel, i want to ask, what happens, january 1st or 2, people go flooding into the doctors? >> they will have a problem. if they have the new insurance, they will find that networks are shrunk, and doctor they are used to seeing is not taking it. if they go to an insurance room, if they get a new medicaid card, they are twice likely to use er unnecessarily. >> i can total imagine. a twitter question from denise. for dr. singer, how do i find out if i can stay on my current private chunks, a lot of people wo

. ♪ ♪ gerri: hello, everybody. i'm gerri willis.ight on "the willis report", the obamacare website mess, new questions about the government deadline to get the problems fixed. also, more people getting booted from their current health insurance plans, even people on employer-sponsored plans are now at risk. and a great day for consumers and other electronic gadgets when flying. they are watching out for you tonight on "the willis report." ♪ gerri: our top story tonight to millions of americans are losing their health care coverage because of obamacare. but if you thought you were safe with your employer-sponsored insurance, guess again because in this new reality nothing is sacred anymore. with more on this, editorial board member for the wall street journal. always good to have you here. we have been focused on the individual market. 47%, 60 percent of people losing coverage. it turns out the congressional budget office said that people with employer-sponsored coverage could be losing it as well. what do you say? >> that is a huge

gerri: a good to seeou. we have more toome including tips on taking your company complained to twitter. the next hot thing on ll street? the post office? the federal agency may have to go public to at you should expect if it does. it's as simple as this. at bny mello our business is investments. managing them, moving them, making them work. we oversee 20% othe world's financial asse. and that gives us scale and insight no o else has. investment management combined with investment servicing. bringing the power of investments to people's lives. invested in the world. bny mellon. they're the days to take ce ofe business.. when possibilities become reality. with centurylink as your trusted partner, our visionary cloud infrastructure and globalal broadband network free you to focus on what matters. with custom commications solutions and responsive, dedicated support, we constantly evolve to meet your needs. every day of the week. centurylink® your link to what's next. stick with innovation. stick with power. stic

gerri: can you imagine? >> people cannot afford dapper i want to add something some policies will not grandfather talking about employer based insurance if your policy was not in place before 2010 you get there from yr employer you may be compelled to change it because it does not fit the obamacare regulations. gerri: we will get to that. thank you. readjust getting started. we will be back. , more questions from e-mail and twitter and facebook by calling with your questions would of the most asked questions how does it impact medire? n't go way. thank you orville and wilbur... ...amelia... neil and buzz: for teaching us that you can't create the future... by clinging to the past. and with that: you're history. instead of looking behind... delta is looking beyond. 80 thousand of us investing billions... in everything from the best experiences below... to the finest comforts above. we're not simply saluting history... we're making it. gerri: obamacare is so big and complex rededicating the entire hour to answ

gerri: u.s.ost lost 16 billion sitting on retiree health benefits they have to pay at piper of 5 billion in just a faulted. the standards of the private sector may be higher than the public sector? >> and you have to partner with the entrepreneur's you cannot partner with people who have not run this attractively anything out of the government that is the business have never looked work to right. of you want something along those lines get with fedex but not u.s. postal service it is a bad gig. for a price and the ipo to word the company is fair value or overvaluation so they handed off you paid too much. gerri: i agree. but can you imagine a scenario where you buy that stock? >> i would not buy it. i looked at it like korn buffett don't buy a company unless you could in addition yourself buying the whole thing you don't have to have the money but you believe in it? i would not by the postal service to save my soul. so therefore i will not buy one share. gerri: so if we do by the will company we

gerri: okay.lking about places to go that of the agenda for affirmation on these exchanges. after tell you, you can really make a mistake. global obamacare exchanges and try to find your state exchange. it is a disaster. your organization has some great information. >> we have an online tool, interactive, free health loss. it is anonymous. answer couple of questions and you'll be told exactly how you fit into the health law. gerri: are you keeping your information? >> no. gerri: everyone is worried. i have to ask. and it is helper. i know people want information. gerri: appreciate your coming in and telling us about it. thank you. >> thank you. gerri: tomorrow on our users guide, open enrollment. is not just about obamacare. private plans. what you need to know, plus, this friday we will be devoting the entire hour of the willis report. we will take phone calls, e-mails got to read speed read you won't want to miss that. send us the tweet, let me know what you want task. live on the show friday. s

gerri: can you imagine? >> people cannot afford dapper i want to add something some policies will not grandfather talking about employer based insurance if your policy was not in place before 2010 you get there from your employer you may be compelled to change it because it does not fit the obamacare regulations. gerri: we will get to that. thank you. readjust getting started. we will be back. , more questions from e-mail and twitter and fabook by calling with your quesons wod of the most asked questions how does it impact medicare? don't go way. there's no place like home. announcer: getting home safely is just a click away, and choosing the right seat for your little one's age and size will take you down the road to safer travels. scarecrow: how can i ever thank you enough? visit safercar.gov/therightseat gerri: obamacare is so big and complex rededicating the entire hour to answering your questions. call us right now at our toll-free number. let's get to our panel. and joining us now from health pocket.co

gerri: hello. i am jerry lewis -- i in gerri willis. beginning today in the middle of the government shut down the changes our due to obamacare. how long can social security payments be held hostage by the stalemate? the next batch will go out in a few days. will they? a computer glitch shows hiatus 80 as they raced to get the application in on time. we are on the case with "the willis report." gerri: our top story. that you need to bill about open enrollment starts with medicare seniors. is for next week's plans but they better start looking at the fine print to right away. premiums will skyrocket and questions remain if pavements are made on entitlement programs as the different flirts withh3 default. one credit rating has been put on watch for a possible downgrade because of the political deadlock did washington. former policy advisor dr. scott, welcome back to the show. this news under to the market and the stock market was already trading low but people say if they don't make the entitlement payment we're talking about medicare ton

gerri: can you imagine? >> people cannot afford dapper i want to add something some policies will not grandfather talking about employer based insurance if your policy was not in place before 2010 you get there from your employer you may be compelled to change it because it does not fit the obamacare regulations. gerri: we will get to that. thank you. readjust getting started. we will be back. , more questions from e-mail and twitter and facebook by calling with your questions would of the most asked questions how does it impact medicare? don't go way. you know how painful heartburn can be. for fast, long lasting relief, use doctor recommended gaviscon®. only gaviscon® forms a protective barrier that helps block stomach acid from splashing up- relieving the pain qukly. try fast, long lasting gaviscon®. relieving thhelp the gulf when we made recover and learn the gulf, bp from what happened so we could be a better, safer energy company. i can tell you - safety is at the heart of everything we do. we've added

gerri: look.e things, big thing spirit of things i found funny, 30 percent of folks have lied about seeing the godfather. a lie about seeing the godfather. i don't know why you would. people line, big and small things. >> we talked about this. you were saying, it is all sort of about context. you need to understand. trust but verify. what do you mean? >> you have to do your homework. for example, if you are dating somebody, this is what my book is about, you have to really do your due diligence. if you're buying a car you don't want to buy the first car that you look at. gerri: a criminal investigation on the person i am dating. >> i believe now, before one maries, we should do a criminal background check and find out whether they're is a history of sexual abuse. i think that we cannot find out too much information about people who we really want to be involved with. i really feel that way. gerri: doesn't that undermine trust in the relationship? >> it may sound like that much but we cannot protec

gerri: welcome back. you have heard our panel of experts live on air and we are continuing with that. (877)249-9626. we have two doctors with us, a liver and pancreatic surgeon and welcome to you both. it's great to have you both here. james from georgia, what is your question? >> my question is i do medical billing and if you go through a lot of the claims, if you go to a hospital and everyone has like blue cross and blue shield, which undermine hats, there was a specialist, radiologist, all sorts of this and no one really understands it. gerri: what is your question? >> this is a great question. is obamacare address those issues when you do have to go out of network? >> i think what's going to happen is insurance companies, we know not all of them are participating in the exchange, but those that do will provide those low and plans to care a lot by limiting the access only to our internet work with the plant and in addition to that, it's very unlikely that they will allow us to travel outside the major

. ♪ gerri: hello, everybody. and gerri willis.onight on "the willis report" confusion over obamacare. why isn't the government telling us how many people have signed up? also, the user's guide to obamacare, breaking down how it affects traditional health-insurance plans. brace yourself. open enrollment season begin next week. >> there will not negotiate. gerri: the latest on the standoff in washington as a shut down drags on. we're watching out for you tonight on "the willis report." ♪ gerri: and act on story tonight, it would be helpful for users guide to obamacare if we knew how these changes are doing, how many people applying. they're not answering the question, health and human services sector the health care. 7 million visitors. people are excited. some numbers on how many people actually getting year-old. they don't expect that until next month. that is according to one government official. with more on this, of fellow. i could barely get that out because i'm so angry. let me tell you now we're being told we're not giving i

gerri: can you imagine? >> people cannot afford dapper i want to add something some policies will not grandfather talking about employer based insurance if your policy was not in place before 2010 you get there from your employer you may be compelled to change it because it does not fit the obamacare regulations. gerri: we will get to that. thank you. readjust getting started. we will be back. , more questions from e-mail and twitter and facebook by calling with your questions would of the most asked questions how does it impact medicare? don't go way. um... where's mrs. davis? she took an early spring break thanks to her double miles from the capital one venture card. now what was mrs. davis teaching? spelling. that's not a subject, right? i mean, spell check. that's a program. algebra. okay. persons a and b e flying to the bahamas. how fast will they get there? don't you need distance, rate and... no, all it takes is double miles. [ all ] whoa. yeah. [ male announcer ] get away fast with unlimited double m

gerri: agreed.s we saw three days with the dow down 100 points or more, more than 100 points, the fear, anxiety. i start thinking, these guys are raiding my retirement. i have no patients for it. i don't think professional traders are as worried as i am. do you think i am a common individuals investor? >> probably one of the biggest things to be worried about is that they will go out and start selling everything that they haven't panicked. we have seen historically that a government shut down does not have a major effect on the markets. typically we will see a bounce in the market. the real issue that is the problem is the potential that. i think that there is such a low probability that happens because if it does it is one of those unknowns situations where washington will not let us do that. you know, they will stop paying other things to pay the debt. if he were to default on u.s. treasury it would send shock waves throughout the global finance. gerri: do you agree? is there no way that we well,

gerri: why not?ve to have these contractors over to does end , they have to agree to work with anyone that we bring on board. another problem is with a volunteer hotshot program they may make acute -- a few quick fixes but then who manages the code when they leave? there has to be a team to find a budget maybe a second version of the web site or a team to work in the long term to fix any of these problems then manage after that. gerri: we need a new web site and rivers possibly that they will have the insurers launch their own website it will be interesting. think you for helping is out. interesting comments. what do you think? is the text search to fix obamacare throwing good did money after bad? log onto gerriwillis.com. looking out for you and your money and rewarding for consumers obamacare is a great way for skimmers and con artist to get your information and money. stay with us. >> still having trouble with obamacare. [laughter] first the website is all screwed up now people get of busy signal

gerri:.ughter] it is crazy. 1% of those who went on the web site ultimately could it role and that is astonishing low now we know the number of hits has fallen by 80 percent. i don't know but is it possible interest is waning? >> you do have the first day where people and to seek what it is about. now reporters are slowing down their attempt the joke is the industry should released numbers half a million people signed up but a 90 percent were reporters. [laughter] but that is an issue if people don't come back or are so fed up the administration says they will but if they don't if you need people to sign up the expansion of this is medicaid but the supreme court has thrown a wrench in that because not all states have to do that so the insurance companies need customers so this has to work it has to the functioning of a law. gerri: and think you for being with us. coming up the wording for holiday travelers your flight could asking -- cost you more and cgi was fired from canada is calcite just

gerri: can you imagine? >> people cannot afford dapper i want to add something some policies will not grandfather talking about employer based insurance if your policy was not in place before 2010 you get there from your employer you may be compelled to change it because it does not fit the obamacare regulations. gerri: we will get to that. thank you. readjust getting started. we will be back. , more questions from e-mail d twitter and facebook by calling with your questions would of the most asked questions how does it impact medicare? don't go way. the ocean gets warmer. the peruvian anchovy harvest suffers. it raises the price of fishmeal, cattle feed and beef. bny mellon turns insights like these into powerful investment strategies. for a university endowment. it funds a marine biologist... who studies the peruvian anchovy. invested in the world. bny mellon. [ mthat if you wear a partial,w you're almost twice as likely to lose your supporting teeth? try poligrip for partials. poligrip helps minimize stre

gerri: hello, everybody. i am gerri willis. tonight on "the willis report." the white house rolls out a new strategy to deal with the disastrous rollout of obamacare. it is the obamacare czar. and will he delay the mandate forcing people to sign up or face hefty fines? >> it is possible he would announce he will delay the individual mandate. gerri: the car is in making that bold addiction is here tonight. and the market on a tear have stocks reach their peak or will the rally continue? we are watching out for you tonight on "the willis report." ♪ we will have all that and more coming up, but first our top story tonight. the white house ability to get the president's crowning achievement fixed facing one huge hurdle. we terrible mentioned skills of the president himself. with us now, author of "the amateur barack obama in the white house." thank you for joining us. $654 million. the exchange does not work. how would you grade the president on his management abilities? >> f, i would give him a flunking grade. he had three months to do this. gerri: he had more t

gerri: iannot agree more.ere iwhat senator mccain and to say. >> what to therican people think when they see that death benefit for those who served and sacrificed in the most honorable way is not - families are not evenligible for death benefits i am ashamed, embarrassed. all of us should be. gerri: ashamed and embarrassed. he need more than words to my would say. >> well, we need action. the united states marine corps has already ignored the department of defense guidance saying that they interpret this as excepted activity. the army, navy, air force, the branches need to follow suit. secretary haig has not provided the proper guidance to congress. congress is playing games and the president needs to be the commander-in-chief. warriors deserve leaders and government. gerri: you could turn any defense department executive upside down and come up withh3 money that is owed to these people. we were dating it in our morning meeting. the government is not supposed to spend anything. the department of defense has o

gerri:. [laughter] these problems are so massive that the whole system house to come down. >> ironically cms is the press is asking who is exactly in the search? the administration will not give the answers like trying to ask who is responsible for another wants to take credit. gerri: we have a e-mail from south carolina are there guarantees that prevent future increases in premiums or copays soared decreases of coverage or a lifetime cap? >> no. there is a risk adjustment through 2018 that will blunt the effect of not fully offset. we will see premium and kashering go up substantially because we think will happen is the risk pool will cost more money so they will have to adjust premiums. there also have to skinny down the plan to cut benefits to keep the value benefit consistent over time gerri: do you agree? >> fewer hospitals, if you were physicians, a titan access to keep their premiums down. gerri: skinny down? that sounds bad. we have more questions coming up plus don't forget to call i

gerri: s true. >> this is faster, this can work. gerri: it makes sense. next one you have, you know we were travelling, my husband and i, in france this summer. my fear is we would have a car accident we were doing a lot of driving, what do you do if you have an emergency in another country? >> you get emergency! it tells you, where is the embassy, police, you don't dial the same number you are going to in europe or in london if you are in trouble. it will help you connection with the right people, fire, police. gerri: proper authorities it puts you in ouch with them. the other one i like is american red cross shelter view. that may sound bad, but if it happens again that we have another one of these awful sandy storms, you might want to know where the show thars are. >> people in -- shelters are. >> people in colorado, they had those floods, they got pushed out of their homes, they needed to kw where they could stay, this will tell you shelters, and locations in the area, how many people are there and you know the updates it is real-time information from